/* =========================================================================
   Cash Rvyn — Marketing site v3
   Editorial / asymmetric. Designed against the AI-generated default
   pattern (hero + 3-card grid x4 + footer): full-width narrative rows
   with alternating L/R illustration, big pull-quotes with attribution,
   real-data tables with inline source notes, sticky FAQ jump-list, brand
   asterisk used as repeating visual signature, varied section density,
   trust signals adjacent to the CTA (not buried in footer).
   Brand: orange #FF981A on warm white; Work Sans display, mixed weights.
   ========================================================================= */

@font-face {
  font-family: "Work Sans";
  src: url("/fonts/WorkSans-Variable.ttf") format("truetype-variations");
  font-weight: 100 900;
  font-style: normal;
  font-display: swap;
}

/* -------- Tokens -------- */
:root {
  --bg: #ffffff;
  --bg-cream: #faf6ed;
  --bg-cream-deep: #f5efdf;
  --bg-tint-orange: #fff4e0;
  --bg-tint-orange-deep: #ffe6b8;
  --bg-ink: #0c0d10;
  --surface: #ffffff;

  --text: #0e1014;
  --text-strong: #06070a;
  --text-secondary: #45494f;
  --text-muted: #82868d;
  --text-on-ink: #fafaf6;

  --brand: #ff981a;
  --brand-pressed: #f9771a;
  --brand-deep: #b95a00;
  --brand-soft: #fff4e5;

  --trust: #1a8c5a;
  --warn: #b95a00;

  --rule: #1a1d22;             /* hairline on dark */
  --border: #e7e3d9;
  --border-strong: #d4cfc1;
  --border-hair: #ebe7df;
  --border-cool: #dadfe3;

  --shadow-sm: 0 1px 2px rgba(14, 16, 20, 0.04), 0 1px 1px rgba(14, 16, 20, 0.03);
  --shadow-md: 0 8px 24px rgba(14, 16, 20, 0.07), 0 2px 6px rgba(14, 16, 20, 0.04);
  --shadow-lg: 0 24px 56px rgba(14, 16, 20, 0.12), 0 8px 18px rgba(14, 16, 20, 0.06);

  --r-sm: 6px;
  --r-md: 10px;
  --r-lg: 18px;
  --r-xl: 28px;
  --r-pill: 999px;

  --container: 1280px;
  --container-narrow: 920px;
  --gutter: 28px;
}

/* -------- Reset / base -------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Work Sans", -apple-system, BlinkMacSystemFont, "Segoe UI",
    Roboto, Helvetica, Arial, sans-serif;
  font-size: 17px;
  line-height: 1.55;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  font-feature-settings: "ss01", "cv11";
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; }
ul, ol { padding: 0; margin: 0; list-style: none; }
h1, h2, h3, h4, h5, p { margin: 0; }
::selection { background: var(--brand); color: var(--text-strong); }

/* -------- Typography (mixed weight editorial) -------- */
.eyebrow {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--brand-deep);
}
.eyebrow--muted { color: var(--text-muted); }

/* Display H1 — overflow-friendly, broken into thin/heavy mix */
.display {
  font-weight: 800;
  letter-spacing: -0.045em;
  line-height: 0.96;
  color: var(--text-strong);
  font-size: clamp(48px, 8.6vw, 120px);
}
.display em {
  font-style: italic;
  font-weight: 300;
  letter-spacing: -0.025em;
  color: var(--text);
}
.display .accent { color: var(--brand-deep); font-style: normal; }

h1, .h1 {
  font-size: clamp(38px, 5.4vw, 60px);
  line-height: 1.04;
  font-weight: 800;
  letter-spacing: -0.035em;
  color: var(--text-strong);
}
h2, .h2 {
  font-size: clamp(30px, 3.6vw, 44px);
  line-height: 1.06;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: var(--text-strong);
}
h3, .h3 {
  font-size: 22px;
  line-height: 1.22;
  font-weight: 700;
  letter-spacing: -0.012em;
  color: var(--text-strong);
}
.lede {
  font-size: clamp(17px, 1.45vw, 19px);
  line-height: 1.6;
  color: var(--text-secondary);
}
.muted { color: var(--text-muted); }
.small { font-size: 14px; line-height: 1.5; }
.tiny { font-size: 12px; line-height: 1.5; color: var(--text-muted); }
.sup-num {
  font-size: 0.65em;
  vertical-align: super;
  color: var(--brand-deep);
  font-weight: 700;
  letter-spacing: 0;
  margin-left: 1px;
}

/* -------- Layout -------- */
.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding-inline: var(--gutter);
}
.container.narrow { max-width: var(--container-narrow); }
.section { padding-block: clamp(72px, 9vw, 128px); }
.section--ink { background: var(--bg-ink); color: var(--text-on-ink); }
.section--cream { background: var(--bg-cream); }

/* -------- Buttons -------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-weight: 700;
  font-size: 16px;
  letter-spacing: -0.005em;
  padding: 16px 26px;
  border-radius: var(--r-md);
  border: 1px solid transparent;
  transition: background 0.15s ease, border-color 0.15s ease,
    color 0.15s ease, transform 0.06s ease, box-shadow 0.15s ease;
  white-space: nowrap;
}
.btn:active { transform: translateY(1px); }
.btn--ink {
  background: var(--text-strong);
  color: #fff;
  box-shadow: 0 6px 22px rgba(14, 16, 20, 0.22);
}
.btn--ink:hover { background: #1c1f25; }
.btn--orange {
  background: var(--brand);
  color: var(--text-strong);
  box-shadow: 0 8px 24px rgba(255, 152, 26, 0.32);
}
.btn--orange:hover { background: var(--brand-pressed); }
.btn--ghost {
  background: transparent;
  color: var(--text-strong);
  border-color: var(--border-strong);
}
.btn--ghost:hover { border-color: var(--text-strong); background: var(--bg-cream); }
.btn--lg { font-size: 17px; padding: 18px 32px; }
.btn--sm { font-size: 14px; padding: 10px 16px; }
.btn .arrow { width: 18px; height: 18px; transition: transform 0.15s ease; }
.btn:hover .arrow { transform: translateX(3px); }

.link {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  color: var(--brand-deep);
  font-weight: 700;
  font-size: 15px;
  border-bottom: 2px solid var(--brand);
  padding-bottom: 1px;
  transition: color 0.15s ease;
}
.link:hover { color: var(--brand-pressed); }
.link svg { width: 14px; height: 14px; transition: transform 0.15s ease; }
.link:hover svg { transform: translateX(2px); }

/* -------- Header (editorial-thin, dateline visible) -------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: saturate(180%) blur(8px);
  -webkit-backdrop-filter: saturate(180%) blur(8px);
  border-bottom: 1px solid var(--border-cool);
}
.site-header__inner {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 32px;
  height: 72px;
}
.logo { display: inline-flex; align-items: center; }
.logo img,
.logo svg { height: 50px; width: auto; }

.nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 28px;
  font-size: 14px;
  font-weight: 700;
  color: var(--text-strong);
  letter-spacing: -0.003em;
}
.nav a:hover { color: var(--brand-deep); }

.header-cta { display: flex; align-items: center; gap: 14px; }
.header-cta__dateline {
  font-size: 11px;
  color: var(--text-muted);
  letter-spacing: 0.02em;
  font-variant-numeric: tabular-nums;
}

@media (max-width: 980px) {
  .nav, .header-cta__dateline { display: none; }
  .site-header__inner { grid-template-columns: auto 1fr; }
  .header-cta { justify-content: flex-end; }
}

/* -------- HERO (asymmetric, editorial, brand-asterisk anchored) -------- */
.hero {
  position: relative;
  background: var(--bg);
  padding-block: clamp(56px, 7vw, 96px) clamp(64px, 8vw, 112px);
  border-bottom: 1px solid var(--border-cool);
  overflow: hidden;
}
.hero__inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
}

.hero__topline {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding-bottom: 26px;
  border-bottom: 1px solid var(--border-cool);
  margin-bottom: 40px;
  flex-wrap: wrap;
}
.hero__topline-eyebrow { display: inline-flex; align-items: center; gap: 14px; }
.hero__topline-eyebrow .pulse {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--brand);
  box-shadow: 0 0 0 3px var(--brand-soft);
  flex-shrink: 0;
}
.hero__topline-meta {
  font-size: 12px;
  color: var(--text-muted);
  letter-spacing: 0.04em;
  font-variant-numeric: tabular-nums;
}

.hero__display {
  margin-bottom: 36px;
}

/* asymmetric below-display row: lede on left (narrow column), CTA card on right */
.hero__below {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: end;
}
.hero__lede-col { padding-top: 12px; }
.hero__lede-col .lede { max-width: 520px; }
.hero__lede-col .smallprint {
  margin-top: 18px;
  font-size: 12px;
  color: var(--text-muted);
  line-height: 1.55;
  max-width: 520px;
}
.hero__lede-col .smallprint a { color: var(--text-secondary); text-decoration: underline; }

.hero__cta-card {
  background: var(--text-strong);
  color: #fff;
  border-radius: var(--r-lg);
  padding: 26px;
  position: relative;
  box-shadow: var(--shadow-lg);
}
.hero__cta-card .label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--brand);
  display: block;
  margin-bottom: 14px;
}
.product-tabs {
  display: flex;
  gap: 4px;
  background: rgba(255, 255, 255, 0.06);
  border-radius: var(--r-pill);
  padding: 4px;
  margin-bottom: 14px;
  flex-wrap: wrap;
}
.product-tab {
  background: transparent;
  border: 0;
  padding: 10px 16px;
  border-radius: var(--r-pill);
  font-weight: 700;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.6);
  flex: 1 1 auto;
  text-align: center;
  transition: background 0.15s ease, color 0.15s ease;
}
.product-tab:hover { color: #fff; }
.product-tab[aria-selected="true"] {
  background: var(--brand);
  color: var(--text-strong);
}
.zip-row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 8px;
}
.zip-input {
  display: flex;
  align-items: center;
  gap: 10px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--r-md);
  padding: 0 14px;
  font-size: 15px;
}
.zip-input svg { color: rgba(255, 255, 255, 0.5); width: 16px; height: 16px; }
.zip-input input {
  flex: 1;
  border: 0;
  padding: 14px 0;
  font: inherit;
  background: transparent;
  outline: none;
  color: #fff;
}
.zip-input input::placeholder { color: rgba(255, 255, 255, 0.4); }

/* trust badges directly inside the CTA card — research says +10-20% conversion */
.hero__cta-trust {
  margin-top: 14px;
  display: flex;
  flex-wrap: wrap;
  gap: 4px 14px;
  font-size: 12px;
  color: rgba(255, 255, 255, 0.65);
}
.hero__cta-trust li {
  display: flex;
  align-items: center;
  gap: 5px;
}
.hero__cta-trust svg { width: 13px; height: 13px; color: var(--brand); flex-shrink: 0; }

@media (max-width: 880px) {
  .hero__below { grid-template-columns: 1fr; gap: 36px; }
}
@media (max-width: 600px) {
  .hero__cta-card { padding: 20px; }
  .zip-row { grid-template-columns: 1fr; }
}

/* -------- Manifesto / pull-quote sections -------- */
.manifesto {
  background: var(--bg-cream);
  padding-block: clamp(64px, 8vw, 112px);
  position: relative;
}
.manifesto__inner {
  max-width: 1080px;
  margin: 0 auto;
  padding-inline: var(--gutter);
  position: relative;
}
.manifesto__quote {
  font-size: clamp(28px, 4vw, 56px);
  line-height: 1.08;
  font-weight: 700;
  letter-spacing: -0.025em;
  color: var(--text-strong);
}
.manifesto__quote .accent { color: var(--brand-deep); }
.manifesto__quote em { font-style: italic; font-weight: 300; }
.manifesto__attribution {
  margin-top: 32px;
  display: flex;
  align-items: center;
  gap: 14px;
  font-size: 13px;
  color: var(--text-muted);
  letter-spacing: 0.02em;
}
.manifesto__attribution::before {
  content: "";
  width: 28px;
  height: 1px;
  background: var(--text-muted);
  display: inline-block;
}

/* -------- Narrative steps (3 alternating full-width rows, NOT a grid) -------- */
.narrative__intro {
  max-width: 720px;
  margin: 0 auto 72px;
  text-align: center;
}
.narrative__intro h2 { margin-bottom: 16px; }
.narrative__intro p { color: var(--text-secondary); font-size: 18px; }

.narrative-step {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 80px;
  align-items: center;
  padding-block: 56px;
}
.narrative-step + .narrative-step { border-top: 1px solid var(--border-hair); }
.narrative-step--reverse .narrative-step__visual { order: 2; }
.narrative-step--reverse .narrative-step__text { order: 1; }

.narrative-step__visual {
  display: flex;
  justify-content: center;
}
.narrative-step__visual-frame {
  position: relative;
  width: 100%;
  max-width: 360px;
  aspect-ratio: 1 / 1;
  background: linear-gradient(160deg, #fff5e2 0%, #fce3b8 100%);
  border-radius: 50%;
  box-shadow: var(--shadow-md);
}
.narrative-step__visual-frame img {
  position: absolute;
  inset: 6%;
  width: 88%;
  height: 88%;
  object-fit: contain;
}
.narrative-step--reverse .narrative-step__visual-frame {
  background: linear-gradient(160deg, #ffe9d3 0%, #f9c98a 100%);
}
.narrative-step:nth-of-type(3) .narrative-step__visual-frame {
  background: linear-gradient(160deg, #ffeed3 0%, #fdda9a 100%);
}

.narrative-step__text { max-width: 480px; }
.narrative-step__num {
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--brand-deep);
  margin-bottom: 14px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.narrative-step__num::after {
  content: "";
  width: 24px;
  height: 1px;
  background: var(--brand-deep);
}
.narrative-step h3 {
  font-size: clamp(28px, 3vw, 38px);
  line-height: 1.08;
  letter-spacing: -0.025em;
  margin-bottom: 16px;
}
.narrative-step p {
  font-size: 17px;
  color: var(--text-secondary);
  line-height: 1.6;
}
.narrative-step__detail {
  margin-top: 18px;
  font-size: 14px;
  color: var(--text-muted);
  border-left: 2px solid var(--brand);
  padding-left: 14px;
}

@media (max-width: 880px) {
  .narrative-step {
    grid-template-columns: 1fr;
    gap: 36px;
    padding-block: 40px;
  }
  .narrative-step--reverse .narrative-step__visual { order: 0; }
  .narrative-step--reverse .narrative-step__text { order: 0; }
  .narrative-step__visual-frame { max-width: 240px; }
}

/* -------- Comparison table (real data, inline source) -------- */
.compare {
  background: var(--bg);
}
.compare__head {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 20px;
  margin-bottom: 32px;
  flex-wrap: wrap;
}
.compare__head h2 { max-width: 560px; }
.compare__head .meta {
  font-size: 12px;
  color: var(--text-muted);
  font-variant-numeric: tabular-nums;
  text-align: right;
}
.compare__tabs {
  display: inline-flex;
  background: var(--bg-cream);
  border-radius: var(--r-pill);
  padding: 5px;
  margin-bottom: 24px;
  gap: 2px;
  flex-wrap: wrap;
}
.compare__tab {
  background: transparent;
  border: 0;
  padding: 10px 18px;
  border-radius: var(--r-pill);
  font-weight: 700;
  font-size: 14px;
  color: var(--text-secondary);
  cursor: pointer;
}
.compare__tab[aria-selected="true"] {
  background: var(--text-strong);
  color: #fff;
}
.compare__tab:hover { color: var(--text-strong); }
.compare__tab[aria-selected="true"]:hover { color: #fff; }

.compare__table {
  border: 1px solid var(--border-cool);
  border-radius: var(--r-lg);
  overflow: hidden;
}
.compare__row {
  display: grid;
  grid-template-columns: 50px 240px 1fr 1fr 1fr 32px;
  align-items: center;
  gap: 18px;
  padding: 20px 24px;
}
.compare__row--head {
  background: var(--bg-cream);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  color: var(--text-muted);
  padding-block: 14px;
  border-bottom: 1px solid var(--border-hair);
}

/* Collapsible details wrapper for each row */
.compare__row-d { border-bottom: 1px solid var(--border-hair); }
.compare__row-d:last-of-type { border-bottom: 0; }
.compare__row-d > summary {
  list-style: none;
  cursor: pointer;
  transition: background 0.12s ease;
}
.compare__row-d > summary::-webkit-details-marker { display: none; }
.compare__row-d > summary::marker { display: none; }
.compare__row-d > summary:hover { background: rgba(255, 244, 224, 0.35); }
.compare__row-d[open] > summary { background: rgba(255, 244, 224, 0.55); }
.compare__row-d > summary:hover .compare__name { color: var(--brand-pressed); }

.compare__chev {
  width: 22px; height: 22px;
  color: var(--text-muted);
  transition: transform 0.2s ease, color 0.2s ease;
  justify-self: center;
}
.compare__row-d[open] .compare__chev { transform: rotate(180deg); color: var(--brand-pressed); }

.compare__expand {
  padding: 6px 28px 28px;
  background: linear-gradient(180deg, rgba(255, 244, 224, 0.55), rgba(255, 255, 255, 0));
  border-top: 1px solid var(--border-hair);
}
.compare__expand-tagline {
  font-size: 16px; font-style: italic; line-height: 1.55;
  color: var(--text-secondary);
  margin-block: 16px 22px; max-width: 760px;
}
.compare__expand-cols {
  display: grid; grid-template-columns: 1fr 1fr; gap: 32px;
  margin-bottom: 22px;
}
.compare__expand-title {
  font-size: 11px; font-weight: 700; letter-spacing: 0.13em;
  text-transform: uppercase; margin-bottom: 10px;
}
.compare__expand-cols > div:first-child .compare__expand-title { color: var(--trust); }
.compare__expand-cols > div:last-child .compare__expand-title { color: var(--brand-deep); }
.compare__expand-cols ul { display: grid; gap: 8px; margin: 0; padding: 0; list-style: none; }
.compare__expand-cols li {
  display: grid; grid-template-columns: 16px 1fr; gap: 9px;
  font-size: 14px; line-height: 1.5; color: var(--text); align-items: baseline;
}
.compare__expand-cols li::before {
  content: ""; display: block; width: 16px; height: 16px;
  background-repeat: no-repeat; background-position: center; background-size: contain;
  margin-top: 2px;
}
.compare__expand-cols > div:first-child li::before {
  background-image: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="%231a8c5a" stroke-width="2.8" stroke-linecap="round" stroke-linejoin="round"><path d="M20 6L9 17l-5-5"/></svg>');
}
.compare__expand-cols > div:last-child li::before {
  background-image: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="%23b95a00" stroke-width="2.6" stroke-linecap="round" stroke-linejoin="round"><line x1="18" y1="6" x2="6" y2="18"/><line x1="6" y1="6" x2="18" y2="18"/></svg>');
}
.compare__expand-foot {
  display: flex; align-items: center; justify-content: space-between;
  gap: 18px; flex-wrap: wrap;
  padding-top: 18px; border-top: 1px solid var(--border-hair);
}
.compare__expand-best {
  font-size: 14px; line-height: 1.5; color: var(--text-secondary);
  flex: 1; min-width: 240px;
}
.compare__expand-best strong { color: var(--text-strong); font-weight: 700; }

@media (max-width: 920px) {
  .compare__row {
    grid-template-columns: auto 1fr auto;
    grid-template-areas:
      "rank provider chev"
      "cell1 cell1 cell1"
      "cell2 cell2 cell2"
      "cell3 cell3 cell3";
    gap: 12px;
    padding: 18px 20px;
  }
  .compare__row > .apps__rank { grid-area: rank; }
  .compare__row > .compare__provider { grid-area: provider; }
  .compare__row > .compare__cell:nth-of-type(1) { grid-area: cell1; }
  .compare__row > .compare__cell:nth-of-type(2) { grid-area: cell2; }
  .compare__row > .compare__cell:nth-of-type(3) { grid-area: cell3; }
  .compare__row > .compare__chev { grid-area: chev; align-self: start; }
  .compare__row--head { display: none; }
  .compare__expand-cols { grid-template-columns: 1fr; gap: 18px; }
}
.compare__provider { display: flex; align-items: center; gap: 14px; }
.compare__logo {
  width: 40px;
  height: 40px;
  border-radius: 9px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 13px;
  color: #fff;
  flex-shrink: 0;
}
.compare__name { font-weight: 700; font-size: 16px; color: var(--text-strong); }
.compare__cat { font-size: 12px; color: var(--text-muted); margin-top: 2px; letter-spacing: 0.04em; text-transform: uppercase; }
.compare__cell { font-weight: 700; font-size: 16px; color: var(--text-strong); font-variant-numeric: tabular-nums; }
.compare__cell .sub { display: block; font-size: 12px; color: var(--text-muted); font-weight: 500; margin-top: 3px; }

.compare__footnote {
  margin-top: 16px;
  font-size: 12px;
  color: var(--text-muted);
  line-height: 1.6;
}
.compare__footnote ol {
  list-style: decimal;
  padding-left: 20px;
  margin-top: 6px;
}
.compare__footnote li { margin-bottom: 4px; }

@media (max-width: 920px) {
  .compare__row--head { display: none; }
  .compare__row { grid-template-columns: 1fr; gap: 14px; padding: 24px; }
}

/* -------- Promise grid (asymmetric: 1 big + 2 stacked) -------- */
.promise {
  display: grid;
  grid-template-columns: 1.6fr 1fr;
  gap: 22px;
}
.promise__big {
  background: var(--text-strong);
  color: #fff;
  border-radius: var(--r-xl);
  padding: 44px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  position: relative;
  overflow: hidden;
  min-height: 360px;
}
.promise__big::after {
  content: "";
  position: absolute;
  right: -120px; bottom: -120px;
  width: 360px; height: 360px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 152, 26, 0.32) 0%, rgba(255, 152, 26, 0) 70%);
}
.promise__big .eyebrow { color: var(--brand); margin-bottom: 14px; }
.promise__big h2 { color: #fff; max-width: 480px; position: relative; }
.promise__big p { color: rgba(255, 255, 255, 0.7); margin-top: 18px; max-width: 460px; font-size: 17px; line-height: 1.6; position: relative; }
.promise__big .link { color: var(--brand); border-color: var(--brand); margin-top: 24px; align-self: flex-start; position: relative; }
.promise__big .link:hover { color: #fff; }

.promise__stack { display: grid; gap: 22px; }
.promise__small {
  background: var(--surface);
  border: 1px solid var(--border-cool);
  border-radius: var(--r-lg);
  padding: 28px;
  display: flex;
  gap: 18px;
  align-items: flex-start;
}
.promise__small-icon {
  flex-shrink: 0;
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: var(--bg-tint-orange);
  color: var(--brand-deep);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 12px;
}
.promise__small-icon img { width: 100%; height: 100%; object-fit: contain; }
.promise__small h3 { font-size: 18px; margin-bottom: 6px; }
.promise__small p { font-size: 14px; color: var(--text-secondary); line-height: 1.55; }

@media (max-width: 880px) {
  .promise { grid-template-columns: 1fr; }
}

/* -------- Guides — featured landscape card + up-next inline list -------- */
.featured-guide {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 0;
  background: var(--surface);
  border: 1px solid var(--border-cool);
  border-radius: var(--r-xl);
  overflow: hidden;
  text-decoration: none;
  color: inherit;
  transition: transform 0.15s ease, box-shadow 0.15s ease, border-color 0.15s ease;
  box-shadow: var(--shadow-sm);
}
.featured-guide:hover {
  transform: translateY(-3px);
  border-color: var(--text-strong);
  box-shadow: var(--shadow-lg);
}
.featured-guide__visual {
  background: linear-gradient(160deg, #fff5e2 0%, #fce3b8 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 56px 40px;
  min-height: 320px;
}
.featured-guide__visual img {
  width: 100%;
  max-width: 240px;
  filter: drop-shadow(0 8px 16px rgba(14, 16, 20, 0.10));
}
.featured-guide__body {
  padding: 48px 44px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.featured-guide__body .eyebrow {
  margin-bottom: 14px;
  display: inline-block;
}
.featured-guide__body h3 {
  font-size: clamp(24px, 2.4vw, 32px);
  line-height: 1.15;
  letter-spacing: -0.02em;
  margin-bottom: 14px;
  max-width: 480px;
}
.featured-guide__body p {
  color: var(--text-secondary);
  font-size: 16px;
  line-height: 1.6;
  max-width: 480px;
  margin-bottom: 22px;
}
.featured-guide__cta {
  color: var(--brand-deep);
  font-weight: 700;
  font-size: 15px;
  border-bottom: 2px solid var(--brand);
  padding-bottom: 1px;
  align-self: flex-start;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: color 0.15s ease;
}
.featured-guide__cta svg { width: 14px; height: 14px; transition: transform 0.15s ease; }
.featured-guide:hover .featured-guide__cta { color: var(--brand-pressed); }
.featured-guide:hover .featured-guide__cta svg { transform: translateX(3px); }

@media (max-width: 880px) {
  .featured-guide { grid-template-columns: 1fr; }
  .featured-guide__visual { padding: 40px 30px; min-height: auto; }
  .featured-guide__visual img { max-width: 180px; }
  .featured-guide__body { padding: 32px 28px; }
}

.upcoming {
  margin-top: 48px;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 32px;
  align-items: start;
  padding-top: 28px;
  border-top: 1px solid var(--border-hair);
}
.upcoming__label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--text-muted);
  padding-top: 4px;
}
.upcoming__list {
  display: grid;
  gap: 12px;
}
.upcoming__list li {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 14px;
  align-items: baseline;
  font-size: 16px;
  color: var(--text-strong);
  font-weight: 600;
  border-bottom: 1px dashed var(--border);
  padding-bottom: 10px;
}
.upcoming__list li:last-child { border-bottom: 0; padding-bottom: 0; }
.upcoming__list .num {
  font-size: 12px;
  color: var(--brand-deep);
  font-weight: 700;
  letter-spacing: 0.04em;
  font-variant-numeric: tabular-nums;
  min-width: 24px;
}
.upcoming__list .badge {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  color: var(--text-muted);
  background: var(--bg-cream);
  border-radius: var(--r-pill);
  padding: 4px 10px;
}
@media (max-width: 700px) {
  .upcoming { grid-template-columns: 1fr; gap: 14px; }
  .upcoming__list li { grid-template-columns: auto 1fr; }
  .upcoming__list .badge { grid-column: 2; justify-self: start; margin-top: 4px; }
}

/* Linked variant — entire row is an anchor */
.upcoming__list--linked li { padding: 0; border-bottom: 0; }
.upcoming__list--linked li > a {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 14px;
  align-items: baseline;
  padding-block: 14px;
  border-bottom: 1px dashed var(--border);
  color: var(--text-strong);
  text-decoration: none;
  transition: color 0.15s ease;
  font-weight: 600;
}
.upcoming__list--linked li:last-child > a { border-bottom: 0; }
.upcoming__list--linked li > a:hover { color: var(--brand-pressed); }
.upcoming__list--linked li > a:hover .num { color: var(--brand-pressed); }
.upcoming__list--linked .upcoming__cta {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.06em;
  color: var(--brand-deep);
  text-transform: uppercase;
}
.upcoming__list--linked li > a:hover .upcoming__cta { color: var(--brand-pressed); }
.upcoming__list--linked li > div.row-static {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 14px;
  align-items: baseline;
  padding-block: 14px;
  font-weight: 600;
  color: var(--text-muted);
}
@media (max-width: 700px) {
  .upcoming__list--linked li > a,
  .upcoming__list--linked li > div.row-static {
    grid-template-columns: auto 1fr;
  }
  .upcoming__list--linked .upcoming__cta,
  .upcoming__list--linked li .badge {
    grid-column: 2; justify-self: start; margin-top: 4px;
  }
}

/* -------- FAQ with sticky aside -------- */
.faq__layout {
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: 64px;
  align-items: start;
}
.faq__aside {
  position: sticky;
  top: 96px;
}
.faq__aside .eyebrow { margin-bottom: 16px; display: inline-block; }
.faq__aside h2 { font-size: clamp(28px, 3vw, 38px); margin-bottom: 18px; }
.faq__aside p { font-size: 15px; color: var(--text-secondary); line-height: 1.55; margin-bottom: 22px; }
.faq__aside-jump { font-size: 13px; color: var(--text-muted); }
.faq__aside-jump li { margin-bottom: 6px; }
.faq__aside-jump a { color: var(--text-secondary); }
.faq__aside-jump a:hover { color: var(--brand-deep); }

.faq__list { border-top: 1px solid var(--border-cool); }
.faq__item { border-bottom: 1px solid var(--border-cool); }
.faq__q {
  width: 100%;
  background: transparent;
  border: 0;
  padding: 24px 8px 24px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  font-size: 18px;
  font-weight: 700;
  color: var(--text-strong);
  text-align: left;
  letter-spacing: -0.005em;
}
.faq__q:hover { color: var(--brand-pressed); }
.faq__chev {
  width: 22px;
  height: 22px;
  flex-shrink: 0;
  transition: transform 0.2s ease;
  color: var(--text-muted);
}
.faq__item[open] .faq__chev { transform: rotate(180deg); color: var(--brand-pressed); }
.faq__a {
  padding: 0 8px 24px 0;
  font-size: 16px;
  color: var(--text-secondary);
  line-height: 1.65;
  max-width: 80ch;
}
.faq__a p + p { margin-top: 10px; }
.faq__a a { color: var(--text-strong); text-decoration: underline; text-decoration-color: var(--brand); text-decoration-thickness: 2px; text-underline-offset: 2px; }

@media (max-width: 880px) {
  .faq__layout { grid-template-columns: 1fr; gap: 28px; }
  .faq__aside { position: static; }
}

/* -------- Article / guide page (text-only editorial hero + body) -------- */
.article-hero {
  background: var(--bg);
  padding-block: clamp(56px, 7vw, 88px) clamp(40px, 5vw, 64px);
  border-bottom: 1px solid var(--border-cool);
}
.article-hero__inner {
  max-width: 880px;
  margin: 0 auto;
  padding-inline: var(--gutter);
}
.article-hero__topline {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding-bottom: 20px;
  margin-bottom: 32px;
  border-bottom: 1px solid var(--border-cool);
  flex-wrap: wrap;
  font-size: 12px;
  color: var(--text-muted);
  letter-spacing: 0.04em;
}
.article-hero__topline .eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
}
.article-hero__topline .pulse {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--brand);
  box-shadow: 0 0 0 3px var(--brand-soft);
}
.article-hero h1 {
  margin: 18px 0 24px;
  font-size: clamp(36px, 5.4vw, 64px);
  line-height: 1.04;
  font-weight: 800;
  letter-spacing: -0.035em;
}
.article-hero h1 em { font-style: italic; font-weight: 300; color: var(--text); }
.article-hero h1 .accent { color: var(--brand-deep); font-style: normal; }
.article-hero .lede { max-width: 720px; }
.article-hero__meta {
  margin-top: 32px;
  padding-top: 20px;
  border-top: 1px solid var(--border-cool);
  display: flex;
  gap: 28px;
  font-size: 13px;
  color: var(--text-muted);
  flex-wrap: wrap;
}
.article-hero__meta strong { color: var(--text-secondary); margin-right: 6px; font-weight: 700; }

.article {
  padding-block: clamp(48px, 6vw, 72px);
  background: var(--bg);
}
.article__inner {
  max-width: 760px;
  margin: 0 auto;
  padding-inline: var(--gutter);
}
.article h2 {
  margin-top: 56px;
  margin-bottom: 18px;
  font-size: clamp(28px, 3vw, 36px);
  line-height: 1.1;
  letter-spacing: -0.025em;
  font-weight: 800;
}
.article h2:first-of-type { margin-top: 0; }
.article h3 {
  margin-top: 32px;
  margin-bottom: 12px;
  font-size: 22px;
}
.article p {
  margin-bottom: 20px;
  font-size: 18px;
  line-height: 1.7;
  color: var(--text);
}
.article ul, .article ol {
  margin: 0 0 24px 28px;
}
.article ul { list-style: disc; }
.article ol { list-style: decimal; }
.article li { margin-bottom: 10px; font-size: 18px; line-height: 1.65; }
.article li > strong { color: var(--text-strong); }
.article a {
  color: var(--text-strong);
  border-bottom: 2px solid var(--brand);
  font-weight: 600;
  padding-bottom: 1px;
  transition: color 0.15s ease;
}
.article a:hover { color: var(--brand-pressed); }
.article hr {
  border: 0;
  height: 1px;
  background: var(--border);
  margin: 56px 0;
}

.toc {
  background: var(--bg-cream);
  border-radius: var(--r-lg);
  padding: 26px 30px;
  margin-bottom: 48px;
}
.toc h4 {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 14px;
}
.toc ol {
  margin: 0;
  padding-left: 22px;
  list-style: decimal;
  font-size: 16px;
}
.toc li { margin-bottom: 8px; }
.toc a {
  color: var(--text-strong);
  font-weight: 600;
  border: none;
  padding: 0;
}
.toc a:hover { color: var(--brand-deep); border-bottom: 2px solid var(--brand); }

.callout {
  border-left: 4px solid;
  border-radius: var(--r-md);
  padding: 22px 26px;
  margin: 36px 0;
  display: grid;
  grid-template-columns: 22px 1fr;
  gap: 16px;
  align-items: start;
}
.callout svg { width: 22px; height: 22px; margin-top: 4px; flex-shrink: 0; }
.callout p { margin: 0; font-size: 16px; line-height: 1.6; }
.callout p + p { margin-top: 10px; }
.callout strong { font-weight: 700; color: var(--text-strong); }
.callout--info {
  background: var(--bg-cream);
  border-left-color: var(--brand-deep);
}
.callout--info svg { color: var(--brand-deep); }
.callout--warning {
  background: var(--bg-tint-orange);
  border-left-color: var(--brand-pressed);
}
.callout--warning svg { color: var(--brand-pressed); }

.compare-mini {
  background: var(--surface);
  border: 1px solid var(--border-cool);
  border-radius: var(--r-lg);
  overflow: hidden;
  margin: 8px 0 36px;
}
.compare-mini__row {
  display: grid;
  grid-template-columns: 160px 1fr 1fr 1fr;
  gap: 18px;
  padding: 18px 22px;
  border-bottom: 1px solid var(--border-hair);
  font-size: 15px;
}
.compare-mini__row:last-child { border-bottom: 0; }
.compare-mini__row--head {
  background: var(--bg-cream);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  color: var(--text-muted);
}
.compare-mini__row strong { color: var(--text-strong); font-weight: 700; }
@media (max-width: 760px) {
  .compare-mini__row { grid-template-columns: 1fr; gap: 8px; }
  .compare-mini__row--head { display: none; }
  .compare-mini__row > div::before {
    content: attr(data-label);
    display: block;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.13em;
    text-transform: uppercase;
    color: var(--text-muted);
    margin-bottom: 4px;
  }
}

.related-links {
  background: var(--bg-cream);
  border-radius: var(--r-lg);
  padding: 32px;
  margin-top: 56px;
}
.related-links h3 { margin-bottom: 18px; font-size: 20px; }
.related-links ul {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 12px;
}
.related-links li { font-size: 17px; }
.related-links a {
  color: var(--text-strong);
  border-bottom: 2px solid var(--brand);
  font-weight: 700;
  padding-bottom: 1px;
}
.related-links a:hover { color: var(--brand-pressed); }

/* -------- Match wizard — additional components -------- */
.wizard__select {
  width: 100%;
  padding: 16px 18px;
  background: var(--bg);
  border: 2px solid var(--border-cool);
  border-radius: var(--r-md);
  font: inherit; font-size: 18px;
  outline: none;
  color: var(--text);
  transition: border-color 0.15s ease;
  -webkit-appearance: none; appearance: none;
  background-image: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="%2382868d" stroke-width="2.2" stroke-linecap="round" stroke-linejoin="round"><path d="M6 9l6 6 6-6"/></svg>');
  background-repeat: no-repeat;
  background-position: right 16px center;
  background-size: 18px;
  padding-right: 48px;
}
.wizard__select:focus { border-color: var(--brand-pressed); }

.wizard__grid {
  display: grid; gap: 16px;
}
.wizard__grid--2 { grid-template-columns: 1fr 1fr; }
.wizard__grid--3 { grid-template-columns: 2fr 1fr 1fr; }
@media (max-width: 600px) {
  .wizard__grid--2, .wizard__grid--3 { grid-template-columns: 1fr; }
}

.wizard__disclaimer {
  margin-top: 18px;
  font-size: 12px; line-height: 1.55;
  color: var(--text-muted);
  background: var(--bg-cream);
  padding: 14px 16px;
  border-radius: var(--r-md);
  border-left: 3px solid var(--brand);
}
.wizard__disclaimer strong { color: var(--text-secondary); }

.wizard__check {
  display: grid; grid-template-columns: 24px 1fr; gap: 12px;
  align-items: start;
  padding: 18px 20px;
  background: var(--bg-cream);
  border: 1px solid var(--border-cool);
  border-radius: var(--r-md);
  cursor: pointer;
  margin-top: 16px;
  font-size: 13px; line-height: 1.55;
  color: var(--text-secondary);
}
.wizard__check input[type="checkbox"] {
  width: 20px; height: 20px;
  margin-top: 2px;
  accent-color: var(--brand);
  cursor: pointer;
}
.wizard__check strong { color: var(--text-strong); }

.wizard__small-hint {
  font-size: 12px; color: var(--text-muted); margin-top: 4px; line-height: 1.5;
}

.wizard__loader {
  position: fixed; inset: 0;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(8px);
  z-index: 100;
  display: flex; flex-direction: column;
  align-items: center; justify-content: center;
  padding: 40px 24px;
  text-align: center;
}
.wizard__loader[hidden] { display: none; }
.wizard__loader-spin {
  width: 56px; height: 56px;
  border: 4px solid var(--bg-cream-deep);
  border-top-color: var(--brand);
  border-radius: 50%;
  animation: spin 0.9s linear infinite;
  margin-bottom: 28px;
}
@keyframes spin { to { transform: rotate(360deg); } }
.wizard__loader-title {
  font-size: clamp(22px, 2.6vw, 28px); font-weight: 800; line-height: 1.2;
  color: var(--text-strong); margin-bottom: 16px;
  letter-spacing: -0.02em;
  max-width: 480px;
}
.wizard__loader-steps {
  display: grid; gap: 10px;
  font-size: 15px; color: var(--text-secondary);
  text-align: left; max-width: 320px;
  margin-bottom: 22px;
}
.wizard__loader-steps li {
  display: grid; grid-template-columns: 22px 1fr; gap: 10px;
  align-items: baseline;
}
.wizard__loader-steps li::before {
  content: "✓";
  color: var(--trust); font-weight: 800; font-size: 16px;
}
.wizard__loader-note {
  font-size: 12px; color: var(--text-muted); max-width: 360px;
}

/* -------- Match wizard -------- */
.wizard-wrap { max-width: 720px; margin: 0 auto; padding-inline: var(--gutter); }
.wizard__progress {
  position: relative;
  height: 6px;
  background: var(--border-cool);
  border-radius: 999px;
  overflow: hidden;
  margin-bottom: 12px;
}
.wizard__progress-bar {
  position: absolute;
  inset: 0 auto 0 0;
  background: var(--brand);
  border-radius: 999px;
  transition: width 0.3s ease;
}
.wizard__progress-label {
  font-size: 12px; font-weight: 700; letter-spacing: 0.1em;
  text-transform: uppercase; color: var(--text-muted);
  margin-bottom: 36px;
}
.wizard { display: block; padding-bottom: 80px; }
.wizard__step { border: 0; padding: 0; margin: 0; min-width: 0; }
.wizard__step[hidden] { display: none; }
.wizard__step-num {
  font-size: 11px; font-weight: 700; letter-spacing: 0.13em;
  text-transform: uppercase; color: var(--brand-deep);
  display: block; padding: 0; margin-bottom: 14px;
}
.wizard__q {
  font-size: clamp(28px, 3.6vw, 42px); line-height: 1.08;
  font-weight: 800; letter-spacing: -0.03em;
  color: var(--text-strong);
  margin-bottom: 12px;
}
.wizard__hint {
  font-size: 16px; line-height: 1.55;
  color: var(--text-secondary); margin-bottom: 28px;
  max-width: 540px;
}

.wizard__options { display: grid; gap: 12px; }
.wizard__opt {
  display: grid; grid-template-columns: 1fr auto;
  gap: 18px; align-items: center; text-align: left;
  padding: 22px 26px;
  background: var(--surface);
  border: 2px solid var(--border-cool);
  border-radius: var(--r-lg);
  cursor: pointer; width: 100%;
  transition: border-color 0.15s ease, background 0.15s ease, transform 0.06s ease;
  font-family: inherit;
}
.wizard__opt:hover { border-color: var(--text-strong); }
.wizard__opt:active { transform: translateY(1px); }
.wizard__opt[aria-pressed="true"] {
  border-color: var(--brand-pressed);
  background: var(--bg-tint-orange);
}
.wizard__opt::after {
  content: "";
  width: 22px; height: 22px;
  background-image: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="%2382868d" stroke-width="2.2" stroke-linecap="round" stroke-linejoin="round"><path d="M5 12h14M13 5l7 7-7 7"/></svg>');
  background-repeat: no-repeat; background-size: contain;
  transition: transform 0.15s ease;
}
.wizard__opt:hover::after { transform: translateX(3px); }
.wizard__opt strong {
  display: block; font-size: 18px; font-weight: 800;
  color: var(--text-strong); margin-bottom: 4px;
  letter-spacing: -0.005em;
}
.wizard__opt span {
  display: block; font-size: 14px; line-height: 1.45;
  color: var(--text-secondary);
}
.wizard__options--pills { grid-template-columns: 1fr 1fr; }
.wizard__options--pills .wizard__opt { padding: 18px 22px; }
@media (max-width: 560px) { .wizard__options--pills { grid-template-columns: 1fr; } }

.wizard__field { display: grid; gap: 14px; max-width: 460px; }
.wizard__field label {
  font-size: 12px; font-weight: 700; letter-spacing: 0.06em;
  color: var(--text-strong); text-transform: uppercase;
}
.wizard__input {
  width: 100%;
  padding: 16px 18px;
  background: var(--bg);
  border: 2px solid var(--border-cool);
  border-radius: var(--r-md);
  font: inherit; font-size: 18px;
  outline: none;
  color: var(--text);
  transition: border-color 0.15s ease;
  -webkit-appearance: none;
}
.wizard__input:focus { border-color: var(--brand-pressed); }
.wizard__input::placeholder { color: var(--text-muted); }

.wizard__nav {
  display: flex; align-items: center; justify-content: space-between;
  gap: 16px; margin-top: 32px;
}
.wizard__nav .btn { min-width: 130px; }

.wizard__error {
  margin-top: 14px;
  padding: 12px 16px;
  background: var(--bg-tint-orange);
  border-left: 3px solid var(--brand-pressed);
  border-radius: var(--r-sm);
  font-size: 14px; color: var(--text);
}

.wizard__reject {
  text-align: center;
  background: var(--bg-cream);
  border: 1px solid var(--border-cool);
  border-radius: var(--r-xl);
  padding: clamp(40px, 6vw, 64px) clamp(24px, 4vw, 48px);
}
.wizard__reject-icon {
  width: 64px; height: 64px; margin: 0 auto 20px;
  background: var(--surface); border: 1px solid var(--border-cool);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: var(--brand-deep);
}
.wizard__reject-icon svg { width: 32px; height: 32px; }
.wizard__reject h2 {
  font-size: clamp(26px, 3.2vw, 36px); margin-bottom: 14px;
  letter-spacing: -0.025em;
}
.wizard__reject p {
  max-width: 540px; margin-inline: auto;
  color: var(--text-secondary); font-size: 17px; line-height: 1.55;
  margin-bottom: 12px;
}
.wizard__reject-summary {
  margin: 24px auto;
  max-width: 460px;
  background: var(--surface);
  border: 1px solid var(--border-cool);
  border-radius: var(--r-lg);
  padding: 18px 22px;
  text-align: left;
  font-size: 14px; line-height: 1.7;
}
.wizard__reject-summary strong { color: var(--text-strong); margin-right: 6px; font-weight: 700; }
.wizard__reject-actions {
  display: flex; justify-content: center; gap: 12px; flex-wrap: wrap;
  margin-top: 28px;
}

/* -------- About page — founder card, team grid, roadmap -------- */
.founder-card {
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: 48px;
  align-items: start;
  background: var(--bg-cream);
  border-radius: var(--r-xl);
  padding: clamp(32px, 4vw, 56px);
  margin-block: 40px;
}
.founder-mono {
  width: 220px;
  height: 220px;
  margin: 0 auto;
  border-radius: 50%;
  background: linear-gradient(160deg, #ff981a 0%, #f9771a 100%);
  display: flex; align-items: center; justify-content: center;
  color: #fff;
  font-weight: 900;
  font-size: 88px;
  letter-spacing: -0.04em;
  font-family: "Work Sans";
  box-shadow: 0 18px 40px rgba(255, 152, 26, 0.32);
  position: relative;
}
.founder-mono::after {
  content: "";
  position: absolute; inset: -10px;
  border: 2px dashed rgba(255, 152, 26, 0.35);
  border-radius: 50%;
}
.founder-meta {
  text-align: center;
  margin-top: 22px;
}
.founder-name { font-weight: 800; font-size: 20px; letter-spacing: -0.01em; color: var(--text-strong); }
.founder-role {
  font-size: 12px; font-weight: 700; letter-spacing: 0.13em; text-transform: uppercase;
  color: var(--brand-deep); margin-top: 6px;
}
.founder-loc { font-size: 13px; color: var(--text-muted); margin-top: 4px; }
.founder-bio p { font-size: 17px; line-height: 1.7; color: var(--text); margin-bottom: 16px; }
.founder-bio p:last-child { margin-bottom: 0; }
.founder-bio p strong { color: var(--text-strong); font-weight: 700; }
@media (max-width: 800px) {
  .founder-card { grid-template-columns: 1fr; gap: 32px; }
  .founder-mono { width: 160px; height: 160px; font-size: 64px; }
}

.team-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px;
  margin-top: 24px;
}
.team-card {
  background: var(--surface);
  border: 1px solid var(--border-cool);
  border-radius: var(--r-lg);
  padding: 24px;
  display: flex; align-items: center; gap: 16px;
}
.team-mono {
  width: 52px; height: 52px;
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  background: var(--bg-tint-orange);
  color: var(--brand-deep);
  font-weight: 800;
  font-size: 18px;
  letter-spacing: -0.01em;
  flex-shrink: 0;
}
.team-name { font-weight: 800; font-size: 16px; color: var(--text-strong); letter-spacing: -0.005em; }
.team-role { font-size: 12px; color: var(--text-muted); margin-top: 3px; letter-spacing: 0.04em; }
@media (max-width: 820px) { .team-grid { grid-template-columns: 1fr; } }

.roadmap {
  display: grid; gap: 0;
  margin-top: 24px;
  border-top: 1px solid var(--border-cool);
}
.roadmap__row {
  display: grid; grid-template-columns: 180px 1fr;
  gap: 32px;
  padding: 28px 0;
  border-bottom: 1px solid var(--border-cool);
  align-items: start;
}
.roadmap__row:last-child { border-bottom: 0; }
.roadmap__when {
  font-size: 12px; font-weight: 700; letter-spacing: 0.13em;
  text-transform: uppercase; color: var(--brand-deep);
}
.roadmap__when--later { color: var(--text-muted); }
.roadmap h3 {
  font-size: clamp(22px, 2.4vw, 28px);
  margin-bottom: 8px;
  letter-spacing: -0.02em;
}
.roadmap p { font-size: 16px; color: var(--text-secondary); line-height: 1.6; margin: 0; }
@media (max-width: 700px) {
  .roadmap__row { grid-template-columns: 1fr; gap: 8px; padding: 22px 0; }
}

/* -------- Lender review page -------- */
.lender-hero {
  padding-block: clamp(48px, 6vw, 80px);
  background: var(--bg);
  border-bottom: 1px solid var(--border-cool);
}
.lender-hero__inner { max-width: 920px; margin: 0 auto; padding-inline: var(--gutter); }
.lender-hero__top {
  display: flex; align-items: center; gap: 18px; margin-bottom: 20px;
  flex-wrap: wrap;
}
.lender-hero__logo {
  width: 64px; height: 64px; border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-weight: 800; font-size: 20px; flex-shrink: 0;
  letter-spacing: -0.01em;
}
.lender-hero__badge {
  display: inline-block; font-size: 11px; font-weight: 700;
  letter-spacing: 0.13em; text-transform: uppercase;
  background: var(--bg-cream); color: var(--text-secondary);
  padding: 6px 12px; border-radius: var(--r-pill);
}
.lender-hero h1 {
  font-size: clamp(32px, 4.2vw, 48px); line-height: 1.05;
  letter-spacing: -0.03em; font-weight: 800; margin-bottom: 14px;
}
.lender-hero .tagline { font-size: clamp(17px, 1.6vw, 19px); color: var(--text-secondary); line-height: 1.5; max-width: 720px; }

.facts-grid {
  display: grid; grid-template-columns: repeat(4, 1fr);
  margin: 36px 0 12px;
  background: var(--surface);
  border: 1px solid var(--border-cool);
  border-radius: var(--r-lg);
  overflow: hidden;
}
.facts-grid__cell { padding: 20px 22px; border-left: 1px solid var(--border-hair); }
.facts-grid__cell:first-child { border-left: 0; }
.facts-grid__label {
  font-size: 11px; font-weight: 700; letter-spacing: 0.13em;
  text-transform: uppercase; color: var(--text-muted); margin-bottom: 8px;
}
.facts-grid__val {
  font-size: 16px; font-weight: 700; color: var(--text-strong);
  letter-spacing: -0.005em; font-variant-numeric: tabular-nums; line-height: 1.3;
}
@media (max-width: 760px) {
  .facts-grid { grid-template-columns: 1fr 1fr; }
  .facts-grid__cell { border-left: 0; border-top: 1px solid var(--border-hair); }
  .facts-grid__cell:nth-child(odd) { border-right: 1px solid var(--border-hair); }
  .facts-grid__cell:nth-child(-n+2) { border-top: 0; }
}
.lender-hero__sourcenote {
  margin-top: 8px; font-size: 11px; color: var(--text-muted); letter-spacing: 0.02em;
}

.lender-body { padding-block: clamp(40px, 5vw, 72px); }
.lender-body__inner { max-width: 760px; margin: 0 auto; padding-inline: var(--gutter); }
.lender-body h2 {
  margin-top: 48px; margin-bottom: 16px;
  font-size: clamp(24px, 2.6vw, 30px); line-height: 1.15;
  letter-spacing: -0.02em; font-weight: 800;
}
.lender-body h2:first-of-type { margin-top: 0; }
.lender-body p { font-size: 17px; line-height: 1.65; color: var(--text); margin-bottom: 16px; }

.pros-cons {
  display: grid; grid-template-columns: 1fr 1fr; gap: 22px;
  margin: 36px 0;
}
.pros-cons__col {
  background: var(--surface);
  border: 1px solid var(--border-cool);
  border-radius: var(--r-lg);
  padding: 26px 28px;
}
.pros-cons__title {
  font-size: 11px; font-weight: 700; letter-spacing: 0.13em;
  text-transform: uppercase; margin-bottom: 14px;
}
.pros-cons__col--pros .pros-cons__title { color: var(--trust); }
.pros-cons__col--cons .pros-cons__title { color: var(--brand-deep); }
.pros-cons__list { display: grid; gap: 11px; margin: 0; padding: 0; list-style: none; }
.pros-cons__list li {
  display: grid; grid-template-columns: 18px 1fr; gap: 10px;
  font-size: 15px; line-height: 1.5; color: var(--text); align-items: baseline;
}
.pros-cons__list li::before {
  content: ""; display: block; width: 18px; height: 18px;
  background-repeat: no-repeat; background-position: center; background-size: contain;
  margin-top: 2px;
}
.pros-cons__col--pros .pros-cons__list li::before {
  background-image: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="%231a8c5a" stroke-width="2.8" stroke-linecap="round" stroke-linejoin="round"><path d="M20 6L9 17l-5-5"/></svg>');
}
.pros-cons__col--cons .pros-cons__list li::before {
  background-image: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="%23b95a00" stroke-width="2.6" stroke-linecap="round" stroke-linejoin="round"><line x1="18" y1="6" x2="6" y2="18"/><line x1="6" y1="6" x2="18" y2="18"/></svg>');
}
@media (max-width: 700px) { .pros-cons { grid-template-columns: 1fr; } }

.external-cta {
  background: var(--bg-cream);
  border: 1px solid var(--border-cool);
  border-radius: var(--r-lg);
  padding: 32px 28px;
  text-align: center;
  margin: 48px 0;
}
.external-cta__label {
  font-size: 11px; font-weight: 700; letter-spacing: 0.13em;
  text-transform: uppercase; color: var(--text-muted); margin-bottom: 12px;
}
.external-cta h3 { font-size: 22px; margin-bottom: 20px; }
.external-cta__disclosure {
  margin-top: 16px; font-size: 11px; color: var(--text-muted);
  line-height: 1.55; max-width: 480px; margin-left: auto; margin-right: auto;
}

.related-lenders { margin-top: 48px; padding-top: 28px; border-top: 1px solid var(--border-cool); }
.related-lenders__label {
  font-size: 11px; font-weight: 700; letter-spacing: 0.13em;
  text-transform: uppercase; color: var(--text-muted); margin-bottom: 16px;
}
.related-lenders__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.related-lender {
  display: flex; align-items: center; gap: 12px;
  background: var(--surface);
  border: 1px solid var(--border-cool);
  border-radius: var(--r-md);
  padding: 14px 16px;
  text-decoration: none; color: inherit;
  transition: transform 0.15s ease, border-color 0.15s ease;
}
.related-lender:hover { transform: translateY(-2px); border-color: var(--text-strong); }
.related-lender__logo {
  width: 36px; height: 36px; border-radius: 9px;
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-weight: 800; font-size: 13px; flex-shrink: 0;
}
.related-lender__meta { flex: 1; min-width: 0; }
.related-lender__name { font-weight: 700; font-size: 14px; color: var(--text-strong); line-height: 1.2; }
.related-lender__cat {
  font-size: 11px; color: var(--text-muted);
  letter-spacing: 0.04em; text-transform: uppercase; margin-top: 3px;
}
@media (max-width: 700px) { .related-lenders__grid { grid-template-columns: 1fr; } }

/* Lenders directory listing */
.lenders-dir { padding-block: clamp(40px, 5vw, 72px); }
.lenders-dir__cat { margin-bottom: 56px; }
.lenders-dir__cat-head {
  display: flex; align-items: end; justify-content: space-between; gap: 20px;
  margin-bottom: 24px; padding-bottom: 14px;
  border-bottom: 1px solid var(--border-cool);
}
.lenders-dir__cat-head h2 { font-size: clamp(22px, 2.4vw, 28px); margin: 0; }
.lenders-dir__count { font-size: 12px; color: var(--text-muted); letter-spacing: 0.04em; }
.lenders-dir__grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
@media (max-width: 760px) { .lenders-dir__grid { grid-template-columns: 1fr; } }

.lender-card {
  display: flex; align-items: flex-start; gap: 18px;
  background: var(--surface);
  border: 1px solid var(--border-cool);
  border-radius: var(--r-lg);
  padding: 22px 24px;
  text-decoration: none; color: inherit;
  transition: transform 0.15s ease, border-color 0.15s ease, box-shadow 0.15s ease;
}
.lender-card:hover { transform: translateY(-3px); border-color: var(--text-strong); box-shadow: var(--shadow-md); }
.lender-card__logo {
  width: 48px; height: 48px; border-radius: 11px;
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-weight: 800; font-size: 16px; flex-shrink: 0;
}
.lender-card__body { flex: 1; min-width: 0; }
.lender-card__name { font-weight: 800; font-size: 17px; color: var(--text-strong); }
.lender-card__tagline { font-size: 13.5px; color: var(--text-secondary); line-height: 1.5; margin-top: 4px; }
.lender-card__cta {
  margin-top: 10px;
  font-size: 12px; font-weight: 700; color: var(--brand-deep);
  letter-spacing: 0.06em; text-transform: uppercase;
}

/* -------- Final CTA (split: copy left, primary CTA right with adjacent trust) -------- */
.final-cta {
  background: var(--bg-ink);
  color: var(--text-on-ink);
  padding-block: clamp(72px, 9vw, 112px);
  position: relative;
  overflow: hidden;
}
.final-cta::after {
  content: "";
  position: absolute;
  right: -140px; top: -140px;
  width: 460px; height: 460px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 152, 26, 0.28) 0%, rgba(255, 152, 26, 0) 70%);
  pointer-events: none;
}
.final-cta__inner {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 56px;
  align-items: center;
  position: relative;
}
.final-cta .eyebrow { color: var(--brand); }
.final-cta h2 { color: #fff; max-width: 540px; margin-top: 14px; }
.final-cta__lede { color: rgba(255, 255, 255, 0.7); margin-top: 16px; max-width: 480px; font-size: 17px; }
.final-cta__action {
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.final-cta__action .btn { align-self: flex-start; }
.final-cta__trust {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 18px;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.65);
}
.final-cta__trust li { display: flex; align-items: center; gap: 6px; }
.final-cta__trust svg { width: 14px; height: 14px; color: var(--brand); flex-shrink: 0; }

@media (max-width: 880px) {
  .final-cta__inner { grid-template-columns: 1fr; }
}

/* -------- Footer (editorial, with byline) -------- */
.footer {
  background: var(--bg);
  color: var(--text-secondary);
  font-size: 14px;
  padding-block: 64px 32px;
  border-top: 1px solid var(--border-cool);
}
.footer a { color: var(--text-strong); }
.footer a:hover { color: var(--brand-pressed); }
.footer__top {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 44px;
  border-bottom: 1px solid var(--border-cool);
}
.footer__brand .logo { margin-bottom: 16px; }
.footer__brand .logo img,
.footer__brand .logo svg { height: 32px; }
.footer__brand p {
  line-height: 1.6;
  max-width: 360px;
  font-size: 14px;
  color: var(--text-secondary);
}
.footer__byline {
  margin-top: 16px;
  font-size: 12px;
  color: var(--text-muted);
  letter-spacing: 0.02em;
}
.footer__byline strong { color: var(--text-secondary); font-weight: 700; }

.footer__col h5 {
  color: var(--text-strong);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.footer__col ul { display: grid; gap: 10px; font-size: 14px; }
.footer__contact { font-size: 14px; line-height: 1.7; }
.footer__contact strong { color: var(--text-strong); font-weight: 700; }

.footer__legal {
  margin-top: 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 14px;
  font-size: 12px;
  color: var(--text-muted);
}
.footer__legal-links { display: flex; gap: 22px; flex-wrap: wrap; }
.footer__legal-links a { color: var(--text-secondary); }
.footer__disclosure {
  margin-top: 24px;
  font-size: 11.5px;
  line-height: 1.6;
  color: var(--text-muted);
}
.footer__disclosure p + p { margin-top: 10px; }
.footer__disclosure strong { color: var(--text-secondary); font-weight: 700; }

@media (max-width: 900px) { .footer__top { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .footer__top { grid-template-columns: 1fr; gap: 32px; } }

/* -------- Reduced motion -------- */
@media (prefers-reduced-motion: reduce) {
  * { transition: none !important; animation: none !important; scroll-behavior: auto !important; }
}